KNOW MORE. PLAN SMARTER.
Clear answers to your most important questions — about wealth, insurance, estate planning, and working with a trusted advisor.
Frequently Asked Questions by Topic
Navigate by topic to find the answers you’re looking for.
Understand what a wealth advisor does and how Avi helps you make informed financial decisions, prepare for the future, and build toward your goals — at any life stage.
Explore how we get to know you, build your plan, and support you over time — from first conversation to long-term partnership.
See if our approach fits your needs — whether you’re building wealth, managing a business, planning for retirement, or organizing your finances for the first time.
Get a full view of the financial, insurance, and estate planning services we offer — and how they work together to support your long-term strategy.
Get a full view of the financial, insurance, and estate planning services we offer — and how they work together to support your long-term strategy.
Working With a Wealth Advisor
What is a Wealth Advisor?
A Wealth Advisor helps individuals and families organize their finances, plan for life’s major milestones, and work toward long-term success.
They specialize in:
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Financial planning
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Investment strategy
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Insurance solutions
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Estate and retirement planning
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Tax efficiency
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Debt management
Think of a Wealth Advisor as your long-term financial partner — someone who helps you make informed decisions, stay on track, and adjust your plan as life evolves.
Why Work With a Financial & Insurance Advisor?
Whether you're buying a home, raising a family, planning for retirement, or protecting a business — having the right advisor by your side makes a difference.
Working with a trusted advisor helps you:
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Create personalized financial strategies
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Reduce debt and improve cash flow
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Build long-term wealth
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Help prepare your family and assets for the unexpected
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Preserve your estate and legacy
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Gain clarity and confidence about your future
Avi takes a holistic approach — considering every aspect of your finances together, not in isolation.
Do I need a Wealth Advisor if I’m just starting out?
Yes — getting guidance early helps you avoid costly mistakes, build strong financial habits, and take advantage of time and compounding. Whether you’re building your career, buying your first home, starting a family, or beginning to plan for the future, having a thoughtful strategy can make a real difference.
Figuring things out? Want a plan that actually works in the real world?
See how Avi helps people just like you — and get your money working smarter.
What to Expect: Our Process & First Steps
What does the planning process look like?
We begin with a conversation to understand where you are and where you want to go. From there, we build a flexible, personalized plan tailored to your life and goals.
The steps:
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Intro & Discovery – A 60-minute meeting to explore your goals, values, and current financial picture.
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Custom Strategy – Avi and his team conduct a detailed review and develop a tailored plan across wealth, insurance, and estate needs.
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Implementation – We coordinate every step, working with your accountant or lawyer if needed.
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Ongoing Partnership – Semi-annual or quarterly check-ins ensure your plan evolves with your life.
How long does the process take from first meeting to implementation?
Most clients move from discovery to a complete plan in 2–4 weeks. We work at your pace, with no pressure — just clear steps.
What should I prepare before our first meeting?
Nothing formal is required, but it’s helpful to have a general idea of your financial goals, current income, assets, and any key concerns. We'll guide the rest.
Is there a cost for the first consultation?
No — your initial consultation is complimentary. It’s a focused conversation to understand your goals and explore how we can help.
Ready to take the next step? Book a consultation with Avi and his team.
Who We Work With
What types of clients do you typically work with?
We work with individuals, families, and business owners who want to plan, and maintain their wealth. This includes:
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Young professionals and couples establishing a strong financial foundation
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Business owners navigating growth, transitions, or succession planning
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Families planning for education, homeownership, and retirement
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Individuals looking to simplify and organize their financial life
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Anyone seeking a long-term, trusted financial partner
Do I need a certain income level to work with Avi?
No — we work with people at different financial stages. What matters most is that you’re ready to take your finances seriously and want qualified advice to move forward.
What if my financial situation feels disorganized or messy?
That’s exactly when planning helps most. We work with many clients who are starting fresh or want to bring clarity and structure to their finances — no judgment, just guidance.
Services & Solutions
Do you only manage investments?
No — our services go far beyond investing. We offer complete financial planning, which includes:
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Insurance coverage (life, disability, critical illness)
Do I need insurance if I already have savings?
Insurance and savings serve different purposes. Even with strong savings, insurance can help:
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Build strategies to help your loved ones manage financial risk
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Cover large expenses like illness or disability
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Ensure your estate passes efficiently to your heirs
Avi leverages his CLU® designation, deep knowledge, and insight to design tax-efficient insurance strategies that align with your long-term goals — helping you make informed decisions with clarity at every stage.
What if my financial situation changes?
Life changes — your plan should, too. We regularly review and update your financial plan during major transitions like:
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Job changes
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Marriage or divorce
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Buying a home
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Having children
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Market shifts or retirement
We stay proactive, so your plan stays aligned with your goals.
What It’s Like to Work with Avi
What makes Avi different?
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Holistic mindset – Your whole financial life is considered, not just investments
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Advanced credentials – Chartered Life Underwriter (CLU®) and Life Licence Qualification Program (LLQP) designations
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Transparent process – No jargon, just clear advice
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Long-term focus – We build relationships, not just portfolios
How do I get started?
It starts with a 60-minute introductory call to learn more about you and explore how we can support your goals.